Capital One Quicksilver Cash Rewards Credit Card and the Chase Freedom Unlimited

Quicksilver Credit Card vs. Chase Freedom Unlimited

When selecting a credit card, it’s essential to evaluate the features and benefits each card offers. Let’s compare the Capital One Quicksilver Cash Rewards Credit Card vs. the Chase Freedom Unlimited® card. Both are popular options for those seeking rewards on everyday spending but differ in key areas. Below, we’ll examine each card separately before offering a side-by-side breakdown.

 

Capital One Quicksilver Cash Rewards Credit Card

 

Capital One Quicksilver Cash Rewards Credit Card

 

Rewards Program:

  • The Quicksilver card offers a straightforward 1.5% unlimited cash back on every purchase.

  • No rotating categories or quarterly activations required.

 

Sign-Up Bonus:

  • Earn a one-time $200 cash bonus after spending $500 on purchases within the first three months of account opening.

 

Annual Fee:

  • $0 annual fee.

 

Introductory APR:

  • Enjoy 0% APR on purchases and balance transfers for the first 15 months.

  • After the introductory period, the APR ranges between 19.99% – 29.99% variable, depending on creditworthiness.

 

Foreign Transaction Fees:

  • None. This makes the Quicksilver card an excellent choice for international travelers.

 

Additional Benefits:

  • Access to Capital One’s Travel & Entertainment portal for exclusive discounts.

  • No minimum redemption amount for cash back.

  • CreditWise®: Free credit monitoring and score updates.

 

Ideal For:

  • Individuals looking for a straightforward cash-back card with no annual fee and no foreign transaction fees.

  • Travelers and online shoppers who value simplicity and global usability.

 

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